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Fixed Product Comparison
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*For agent use only. This comparison report represents the historical returns of the choosen index with the current crediting rates from the choosen insurance carrier. Rates for MYGA, Bond and CD are entered by the user creating this report and are not guaranteed. Alyzer LLC, carrier referrenced in this report, or the instituion representing the indices shown in this report will not be held responsible for the accuracy of the rates shown. None of the before mentioned entities are tax advisors. Income tax rates entered into this report are selected by the user who generated this report. The before mentioned entities will also not be held responsible for the accuracy of the tax calculation. The "Draw Down" fixed indexed annuity calculation is only an illustration and not a actual year by year reduction of the insurance carriers rates. This report is an illustration of what can possilby happen with future index growth compared to the MYGA, Bond and CD rates entered. Past performance does not guaranteed future results.
For agent use and allocation recommendation purposes only. Alyzer LLC and all affiliated companies will not be responsible for inaccuracies in this report. The information in this report is provided 'as is' without any warranties, express or implied. Alyzer LLC and its affiliates disclaim all responsibility and liability for inaccuracies, errors, omissions, or reliance on the data and calculations provided. Users are advised to independently verify all information before making decisions.
Rates are based on index movements starting ten years ago on the previous business day stated on this report, moving forward ten years. Initial method rates are used. Future carrier rate changes are not considered. Past performance or hypothetical back testing results are not indicative of future performance. Crediting methods represented in this report may not be available in all states. Products, rates, and bonuses mentioned may vary by state. Users should confirm state-specific details with the carrier or a licensed representative.
The carrier(s) (insurance company/companies) listed on this report do not represent, nor claim any assistance with the methods used, the data used, or the calculations used for the data in this report. Rates are dynamically calculated based on applicable premium bands and bonuses, which may vary by annuitant age, state approval, and other factors. Some indexes use hypothetical back testing to achieve the ten years of performance.
This report is for internal agent use only and is not intended for distribution to the public or clients. Unauthorized reproduction, dissemination, or reliance on this document is strictly prohibited. This report does not constitute financial, legal, or investment advice. Users are encouraged to seek independent advice from licensed professionals before making any decisions based on the contents of this report.
Any data sourced from third-party carriers, indexes, or other entities is presented for informational purposes only. Alyzer LLC makes no representation or warranty regarding the accuracy or completeness of such third-party information. The methodologies and data presented in this report are subject to regulatory compliance and approval, which may vary by state or jurisdiction. It is the user’s responsibility to ensure compliance with applicable laws and regulations.
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